"Six months ago, we were deeply in debt and behind on all our bills.  Today, we are successfully budgeting each month and telling each dollar where to go.  In addition, we have our emergency fund and are building our debt-reduction fund.  In fact, we've already begun settling some of the old debts and are well on our way to becoming debt-free!

We have greatly benefitted from your coaching.  You showed us how to set up the monthly budget, and as unexpected expenses came up, how to re-allocate the funds to cover them without going over budget.  You also passed along great suggestions for saving money each month.  As we made mistakes, you helped us to get back on track.  You helped us deal with creditors and also helped us cope with the guilt and fear that goes along with being in debt.  We couldn't have made it without your encouragement! 

We truly believe that God sent us to you.  This has been a life-changing experience, and we are beginning to feel the wonderful financial peace that Dave Ramsey talks about." - Sam and Donna Roybal, Irving

"Cindy not only helped us tremendously with getting our finances straightened out, but she gave us the tools so that we can continue on this positive path on our own for years to come.  She was always available whenever we needed her or had questions.  Our marriage has been strengthened through this process, as finances have always been an issue for us.  We are so thankful for her wisdom and guidance." - Jason & Elizabeth Bohannon, Dallas

"Before I met Cindy Gleason, God had been working on me for some time to address my finances. Month after month, I sank deeper into debt, bills not paid on time and the amounts of overdraft fees paid could pay my car note twice. I was sinking fast; being in debt was affecting both my physical and emotional wellbeing. I was starting to become depressed and was embarrassed that at age 35, I am 150,000 in debt and have nothing to show for it. I read several books that addressed getting out of debt, the testimonials were empowering but short lived. I needed something hands on, someone who could work with me one on one, show me what I was doing wrong while encouraging me to success. I needed someone “who had been there done that” if you will.

I prayed and asked God for help and a second chance; I believe he sent that in Cindy Gleason, my financial angel. I was at my lowest when I met Cindy and she looked beyond all of that finding encouragement even in the slightest improvements. While loving and encouraging, she held me accountable, empowering me to move forward each pay period. While I am not out of debt yet, I am on the road to recovery. I have the tools to get there all because of Cindy. My bills are paid on time; I can sleep at night and NO MORE over draft fees. The tools work because she is living proof and I am a testimony that if you use them, they will work for you. This was the best investment I have ever made." - Shanika Davis, Dallas

"Cindy has helped us to see the light at the end of the tunnel—before meeting with her for the first time last year, we were in over our heads.  She helped us come up with a plan, which was huge for us.  She gave us so much valuable information and really helped us through the emotional part.  She was always available to us with great advice to any questions that we had.  It’s so nice to know where every dollar is going and to have control over our money!  We were one of those couples that make decent money, but had nothing to show for it.  We are so grateful to have worked with Cindy and appreciate her so much."  Mike & Mylinda Carter, Allen

"I vividly remember Cindy greeting my wife and me at the elevator by telling us she had figured out a way to get us out of the large amount of debt we had. That's when it hit me in the face . . . we had a large amount of debt!  I had been minimizing the debt as it was solely law school student loans and therefore was "good" debt. But Cindy (and Dave!) helped us realize that debt is debt and there is nothing good about it. What transpired over the next six months of meeting with her was life changing. Cindy helped us craft a lean and reasonable budget that worked for us. She helped us implement our cash based envelope system. She then made us take the reins and do it on our own, offering helpful guidance and suggestions along the way. And she did all of this in a very friendly and helpful manner. And guess what? When we started to earmark every dollar we made, we found that we had all this extra money to throw at our debt. We found we could live on an even leaner budget than we ever imagined. And most importantly, we began to change our mindset about what we wanted for our future in terms of debt and finances. And as I write this, we have paid off $84,000 in school loans in 11 months and are now DEBT FREE!  We owe this to God for his blessings in our life, to the teachings and principles of Dave Ramsey, and to Cindy Gleason for helping us implement those principles and teachings. I firmly believe that we would still have no idea where our money was going if it weren't for Cindy and her help."  Matt & Emily Mulkey, Dallas

"After my divorce, I found myself in substantial debt for the first time. Despite my six figure salary, I had no experience with monthly budgeting and I was sinking. Cindy helped me with the basics of budgeting and also with the skills of self control and empowerment. She was worth every penny, and I have recommended her to several friends."  Susan M.,  Dallas

"With a cut in pay and only one income, I couldn’t see a way out. I had to borrow money to make ends meet, had no savings, lived pay check to pay check, and was in debt with collection agencies calling me. Then I heard about Cindy Gleason.
The first time I met with her I was skeptical whether she could help me. Personal finances have always perplexed me and frankly have given me great anxiety. I didn’t even think I could afford to see her. She smiled reassuringly, willing to do whatever she could in the brief time she had with me,  whether I would become her client or not. I left that meeting already confident that things were going to change for the better.
Over the course of the next six months, she patiently explained the process to me and listened to my concerns. She modeled how to budget, save money in areas I had never thought about, had ideas in earning extra income, how to cash flow emergencies, and how to pay off debt. I have learned that it’s not the planning that is difficult, it’s the execution. Cindy walked me through the process. She guided me in doing it myself while encouraging me every step of the way.

Now I am well on my way to being debt free. I have a substantial amount in savings. I have cash flowed major car repairs. Most importantly, I have been able to give. For the first time, I am able to see a life of stability with no debt.  If you listen to Cindy’s suggestions and follow her advice, she will get you to your financial goals".   Heather Theobald, Plano

"Becoming debt free has been on my goals list for years, but I couldn’t seem to get there.  With Cindy as my financial coach I am well on my way to achieving my goal this time.  As a single person, I needed encouragement and accountability and Cindy provides both.  One example is when my son in law died suddenly of a heart attack.  My daughter was distraught as she tried to help her two sons, ages 13 and 17, get through it.  Cindy’s values for family helped me help my daughter in a compassionate manner while still being financially responsible.  Because of my negotiating with the funeral home, we were able to provide the burial that was so important to the kids, but for $5,000 less than what was originally presented as our "value option". Another example is a recent car repair issue – one of my worst fears.  I needed a new short block was told by a franchise auto repair shop  that I needed a used engine for $5500.  Cindy suggested having my car towed to another shop for a second opinion.  I was able to get my repairs done for $1500.  This was an important life lesson for me and resulted in making me less fearful.  With all the smaller changes I’ve made in my approach to budgeting,  it adds up fast. Cindy's coaching  helped me change my way of thinking.  That’s what will make the difference in the long run."  Bonnie Stovall, Dallas

"Thank you for everything you have taught me. I have learned so much through your guidance and support. I am eager to take the information you have given me and utilize it in my life. I feel am ready to make smart decisions! The path you have prepared for me has been laid out effectively for me to follow. Once again thank you for your guidance, patience, and friendship. You have generated a confidence in me that I did not have before. Thank you so much Cindy and may God bless you."  Rosi Sanchez, Dallas

"When my husband died suddenly, I hired Cindy to help me with my budget and financial future.  She gave me so much more.  As I dealt with the immediate loss of 2/3 of my income, she gave me encouragement, taught me how to create a monthly budget, and provided hands-on help and support. I could not have done it without her.  I am so grateful to the Lord for knowing her.  She has been the best help I have had during this difficult time."  Debra Derington, Irving

Click here to contact Cindy today and schedule your free consultation!